If you are disabled in the following areas: impairment of vision, speaking, walking, feeding, dressing, as well as poor bowel or bladder function and mental functions necessary for everyday life; you maybe eligible for a disability refund from Canada Revenue Agency. This Disability Tax Credit is separate from CPP Disability benefit. Application can be completed any time of the year. Family members who are caregivers are eligible or someone like a dependent who depends on you for support can apply. This means money back to you, tax free. For more information and consultation, please contact: PETER J. MANASTYRSKY,Representative (204) 663-4651 or (204) 669-3324 E-mail: pmanas@mts.net or info@astepbeyond.cc A STEP BEYOND & ASSOCIATES <A HREF="http://www.astepbeyond.cc" TARGET=_blank>www.astepbeyond.cc</A>